![]() Be an immediate family member of a current member.Be a Department of Defense officer candidate, reservist or civilian.Be an active or former military or national guard member.In order to be eligible, you’ll need to meet at least one of the following criteria: The catch is that not just anyone can open an account with Navy Federal. NFCU also has some solid offerings for longer-term CDs. This is obviously a very high balance, but even the lower balance CDs will still earn a strong rate. However, if you open a CD with $100,000 or more, you’ll have access to an increased APY of 0.60%. ![]() Navy Federal offers 24-month CDs with an APY of 0.55% for balances between $1,000 and $20,000. Navy Federal Credit Union offers a range of certificate of deposit (CD) products, and its high balance CDs really stand out.
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